Debt Elimination

Question:

I'm sure you get this all the time - where does someone start if we just cant make ends meet anymore! I have all this debt and had to refinance my house to get out of an ARM Mortgage. We were looking into debt elimination, debt settlement and the "Brad Daley" program using the Assignment of Debt. From reading your post it looks like you use different methods -- I'd appreciate any input or direction you may have.

Answer:

I certainly do use different methods. I vehemently disagree with such scams as those you mentioned. The reason is that I do all the above and more without using any half-baked schemes. My method does debt elimination because it teaches how to determine whether or not the debt collector has violated federal law and how to take them to federal court and make them pay the debt in most cases. I say "in most cases" because if the consumer owes a huge debt and their violations are minimal then one cannot hope to wipe it all out.

My method teaches how to do debt settlement too and the description for debt settlement is exactly the same as above.

Assignment of debt is nothing more or less than a pure scam. You cannot assign your debt to anyone else. Some of those assignment scams have you incorporate your ALL CAPS NAME and assign your debts to your ALL CAPS NAME. Of course, your all caps name corporation is just as broke as you are. The all caps name is called your strawman. I sat through a couple of hours of talks given by some idiot telling us all about how great he thought that idea was. There is very little that could disgust me more than that nonsense because back in 2004 U.S. District Magistrate Judge Bristow Marchant heard a case before his court in which two dumbos filed a case trying to get the judge to overturn a case they had lost in their local court system. They signed their names in all caps and even put a copyright symbol after their names. Federal judges do not have the power to overturn state court judgments.

In his scathing decision Judge Marchant falsely accused me and a good friend of mine, Richard Cornforth, of teaching that garbage on the internet. I got wind of his decision and posted an article about it on my creditwrench blog. The article and a link to the actual decision is to be found at http://www.creditwrench.com/06-18-04.html I have never taught that kind of nonsense and I'm not about to forget being falsely accused anytime soon.

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Bill Bauer
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Before you go, stop and think about this. Its all about fighting poverty. Although we may go through our daily routines without realinzed it, the number of homeless people is growing rapidly. While many of the homeless have drug or alchol problems many are simply people who are homeless because of mortgage foreclosures and other financially related problems. I have armed you with a great deal of information about how to deal with debt collectors who can easily beat you out of your hard earned cash and make you the next victim of poverty. Help fight poverty (yours) by keeping your cash in your pocket. Creditwrench teaches you how to do exactly that.